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Insurance Services Across All 50 States
Personal Insurance Lines
- Auto Insurance: Covers damages and liabilities related to private vehicles, including accidents, theft, and vandalism.
- Homeowners Insurance: Protects against damage to a primary residence and personal property, plus liability for accidents on the property.
- Renters Insurance: Provides coverage for personal belongings and liability for tenants who rent a home or apartment.
- Condo Insurance: Covers personal property and certain structural components of a condo unit, along with liability.
- Life Insurance: Provides a payout to beneficiaries upon the death of the insured person.
- Health Insurance: Covers medical expenses, hospital stays, surgeries, and sometimes prescription drugs.
- Disability Insurance: Offers income replacement if the insured cannot work due to illness or injury.
- Personal Umbrella Insurance: Extra liability coverage beyond the limits of auto, homeowners, or renters policies.
- Flood Insurance: Protects against damages caused by flooding (typically through the National Flood Insurance Program in the U.S.).
- Earthquake Insurance: Covers damages caused by earthquakes (often separate from homeowners insurance).
- Valuable Articles Insurance: Covers high-value items like jewelry, art, collectibles, and watches.
Commercial Insurance Lines
- Commercial Property Insurance: Protects business property, including buildings, equipment, inventory, and furniture.
- General Liability Insurance: Covers legal liabilities for bodily injury or property damage caused by business operations.
- Workers’ Compensation Insurance: Provides medical benefits and wage replacement to employees injured on the job.
- Commercial Auto Insurance: Covers vehicles used for business purposes.
- Professional Liability Insurance (Errors & Omissions): Protects professionals against claims of negligence, errors, or omissions in their services.
- Product Liability Insurance: Covers damages or injuries caused by products sold or manufactured by the business.
- Cyber Liability Insurance: Protects against data breaches, cyberattacks, and related liabilities.
- Business Interruption Insurance: Covers loss of income and operating expenses if the business is temporarily shut down due to a covered event.
- Employment Practices Liability Insurance (EPLI): Protects against claims related to employment practices, such as wrongful termination, discrimination, or harassment.
- Equipment Breakdown Insurance: Covers the repair or replacement of damaged equipment and machinery.
- Pollution Liability Insurance: Provides coverage for pollution-related damages and cleanup costs.
- Builders Risk Insurance: Covers buildings under construction against damage or loss.
- Inland Marine Insurance: Covers goods in transit or on the move, as well as specialized property.