If you drive or own a car, you need auto insurance. West Florida Insurance values your safety, and we are extremely familiar with the legal requirements that apply to Florida drivers. As an independent insurance agency, we have access to policies from all of the leading insurance providers, and we can help you secure the auto insurance in Sarasota you need.
Auto insurance is composed of two parts. The liability part of your policy covers your financial responsibility if you cause bodily harm to another individual or damage their property in an accident. Most states mandate that drivers carry a minimum amount of liability insurance. Sarasota drivers need to carry a minimum of $10,000 property damage liability, or PDL, and $10,000 personal injury protection, or PIP.
The second part of your policy covers your car. Comprehensive coverage will cover you in the event of a disaster, like fire or theft. Collision coverage pays to repair damage and losses that occur during an accident. You can also opt for additional coverage, such as ancillary medical or car rental.
Auto insurance can also cover damages caused by under-insured or uninsured drivers.
Choosing the right car insurance policy isn’t always easy. Understanding the legal requirements can be a challenge. At West Florida Insurance, we can help. We represent all of the best auto insurance companies in the United States, and we can help you find a policy that is perfectly suited to your need.
In addition to making sure your policy covers the minimum legal requirements, we will work with you to find options that are suited to your unique situation. We’ll also help you find ways to lower your premiums to make good insurance more affordable.
The independent Sarasota auto insurance agents at West Florida Insurance pride themselves on helping customers secure the coverage they need at prices they can afford. To request a quote or for information about auto insurance in Bradenton, please contact us now.