Have you taken steps to ensure that your family is sufficiently protected in the event of your death? It’s something that most people don’t want to think about, but if you don’t have life insurance, your family is at risk. By investing in life insurance in Manatee, you can be certain that your family will be able to take care of your final expenses without worry.
When shopping for life insurance, there are several options from which to choose, and finding the right policy is often challenging. At West Florida Insurance, our independent insurance agents work with all of the nation’s best insurance providers, and we’ll help you choose the policy that best suits your family’s needs.
Term life insurance is the most affordable option. A term life insurance policy covers you for a set amount of time as long as you keep up with paying your premiums. If you live longer than then term of the policy, it expires with no cash value.
For flexibility, choose a universal life insurance policy. With this type of policy, you can pay as much as you want, when you want. If you pay more, you’ll make fewer payments. If you need more time to pay for the policy, you have the option of making smaller payments over a longer period of time. Your payments are applied to the cost of the policy as well as an investment portion.
With a whole life insurance policy, you’re covered for the rest of your life, as long as the premiums are paid as scheduled. Your premiums are determined when you open the policy, and they remain fixed for the rest of your life. The policy builds cash value over time that you can withdraw to pay for things like you child’s education or to pay off a mortgage. If you cancel the policy, you’re entitled to the cash surrender value.
If you’re in the market for life insurance in Sarasota Florida and could use a helping hand, contact us today. Don’t risk your family’s financial security. Request a no-obligation quote now!