If you own or drive a car, you need to carry an auto insurance policy in the state of Florida. At West Florida Insurance, we value your safety, and we are here to help you choose a Lee auto insurance policy that fulfills the legal requirements and will protect you in the event of an accident, theft or another disaster. Our agents are well-versed in the legal requirements that apply to Florida drivers, and we have access to policies from all the leading insurance providers to ensure that we can find the coverage you need at a price you can afford.
A car insurance policy is composed of two parts. The liability portion is the part that covers your financial responsibility should you cause property damage or bodily harm to another person during an accident. In Florida, drivers are required to carry no less than $10,000 property damage liability, or PDL, as well as at least $10,000 personal injury protection (PIP).
The second part of your policy is the portion that covers your vehicle. Purchasing comprehensive coverage means that you’ll be covered in the event of a disaster like theft or fire. Collision coverage will pay for damage and losses to your vehicle in the event of an accident. You may also choose to purchase additional coverage for things like car rental or ancillary medical.
If you’re in need of Lee auto insurance, let the independent insurance agents at West Florida Insurance help. Understanding the legal requirements is often challenging for drivers, and they may also struggle to make sure they have the coverage mandated by their lender. We can help you make sure you have the coverage required by both the law and your lender.
We’re also familiar with several discounts and can help you find the coverage you need at a price that won’t break your budget. To learn more or to request a quote, please contact us today.