The safety of Florida drivers and their passengers is one of our top priorities here at West Florida Insurance. Each state has its own regulations regarding car insurance, and our independent insurance agents are well-versed in the requirements in Florida. Because we’re an independent insurance agency, we have access to all the best auto insurance policies from the nation’s leading insurance providers. This gives us the ability to find unique solutions for auto insurance in Tampa.
Shopping for car insurance can be overwhelming. Policies are generally composed of two parts, and there are additional components that many drivers choose to invest in. Liability insurance is the first part of a policy, and it covers your financial responsibility if you damage another person’s car or property during an accident, or if you cause bodily harm to another individual. In Florida, drivers are required to carry no less than $10,000 in property damage liability, or PDL, and $10,000 in PIP, or personal injury protection.
Comprehensive coverage, the second part of a policy, isn’t required by law, but it is generally required by lenders. This coverage protects your car should be damaged as the result of fire, theft, vandalism, etc. Collision insurance pays for losses and damages to your car sustained during an accident. Most banks and other lenders require their borrowers to carry comprehensive coverage and collision insurance until the loan is paid off.
If you’re in the market for Tampa car insurance, it can be difficult to find a policy that meets the requirements of the state of Florida and your lender as a price that fits your budget. At West Florida Insurance, we can help. Our independent agents are standing by to help you secure the coverage you need to stay safe and legal.
To request a free, no-obligation Tampa auto insurance quote, contact your trusted florida insurance agency today!