If you own a car or drive, you need car insurance. At West Florida Insurance, we value your safety, and we’re well aware of the legal auto insurance requirements. Since we’re an independent insurance agency, we have access to policies from all of the best insurance providers in the nation, and we can help you secure the Charlotte auto insurance you need to stay safe and legal!
A car insurance policy is composed of two parts. The first part, liability, is required by most states. It covers your financial responsibility in the event that you damage to another person’s property or cause bodily injury during an accident. In Florida, drivers are required to carry no less than $10,000 PDL, or property damage liability, and $10,000 PIP, or personal injury protection.
The second part of your policy may only be required if you are making payments on your car. This part covers your vehicle. Collision coverage pays to cover losses and repair damage that occurs during an accident. Comprehensive coverage takes care of damage incurred as the result of a disaster, such as theft or fire. You may also opt into additional coverages, such as car rental, glass coverage, etc.
Understanding the legal requirements can be difficult, and choosing the right auto insurance policy isn’t always easy. The independent insurance agents at West Florida Insurance are always more than happy to help. We represent all of the nation’s leading insurance providers, and we can help you select the policy that is best suited to your needs as well as your budget.
We pride ourselves on finding unique solutions to suit every insurance need, and we’d love to help you find the right auto insurance in Charlotte. To request a quote or to learn more about our Charlotte insurance services, please contact us today.